How Do I File a Personal Injury Claim after a Car Accident
Most people are familiar with personal injury claims like a car accident claim, workplace injury compensation claim, slip and fall in public place but not many of them are aware of the process of filing these claims. With each different type of personal injury and damage, the procedure of seeking compensation may also differ. Vehicle accidents are very common nowadays and if you have been involved in a collision, you may make a claim for the damages incurred with your or other party’s insurance company.
However, as it involves legal authorities as well as other parties, you need to follow a step by step process in order to make a personal injury law claim.
After an accident
Being injured in an accident can be a devastating experience whether it happened by a vehicle or at the work. Though it is tough to keep the nerves immediately after the mishap, the first thing you should do is to consider the safety of the people involved in the accident and ensure they are on the safe side.
It is important to call the police and ask for an officer to be sent to the spot. Whether you have seriously injured or just get a couple of bruises, you should not underestimate your suffering if you really think the other party is at fault. The police officers will write the report which will later help in determining the legal faulty.
Make sure you don’t leave the accident spot without getting the contact details of the other parties involved and if possible the information of all the on-spot witnesses. Lastly, it is advised by accidents attorney Woodbridge to abstain from making any statement that may later take a toll on you.
Seek medical help
It may sound weird not to call an ambulance in the first place. But basically, when you call local police they will often be able to provide you some medical care you need. Following that they would be able to clear the area for the ambulance and quicken the process of getting appropriate medical treatment. Police collect the necessary information and investigate the cause of what happened. In some states, it is under personal injury law to first call police after an accident.
On the other hand, obtaining proper medical treatment on time is also important. Your personal injury attorney will need the medical records which ultimately strengthen your claim for any monetary damages.
Insurance claim process
After getting involved in an automobile accident resulting in injuries and property damage, it is important to report to your insurance company or insurance broker within 24 hours, regardless of who is at fault. The liquidator will then assign you a claim number and a claim handler. The agent may ask you details like your license plate number, the model of your vehicle, driver’s license, number of people involved in the accident, and description of the accident.
Claim adjusters may send their individual to evaluate the condition of your property and may also conduct an additional medical examination by their own physician. After determining the claim and its value, the insurance company may allocate you a reimbursement cheque. You may contact a competent accidents attorney if you think the process is tricky.
The insurance agency may deny your claim or settle it at less amount than you deserve, so it becomes important in that scenario to hire a personal injury attorney Woodbridge who is well nuanced with local personal injury law.